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Industry guide

Manufacturing

A practical map from operating exposure to policy, wording, claim, and risk-control decisions.

01

Key risks

  • Fire and explosion
  • Machinery failure
  • Supply-chain interruption
  • Product liability
  • Cyber-physical loss

02

Recommended policies

  • Property All Risks
  • Business Interruption
  • Machinery Breakdown
  • Product Liability / Recall
  • Marine Cargo
  • Cyber

03

Critical extensions

  • Machinery loss of profits
  • Deterioration of stock
  • Suppliers/customers
  • Expediting expense
  • Product recall

04

Common gaps

  • Book-value insurance
  • Indemnity period too short
  • Single points of failure
  • Recall costs assumed covered

05

Typical claims

  • Production-line fire
  • Compressor breakdown
  • Defective batch
  • Supplier shutdown

06

Risk-management advice

  • Value assets at replacement cost
  • Quantify bottlenecks and recovery time
  • Maintain traceability and quality records
  • Test alternative production
This is a general industry map, not a recommendation for a particular business. Requirements may depend on contracts, activities, locations, values, law, risk appetite, and complete policy wording.