Why it is used
It can support growth, capital, volatility management, and alignment across a portfolio.
Reinsurance Intelligence · Proportional treaty
All conceptsQuota Share
The cedant and reinsurer share every covered risk, premium, and loss in a fixed percentage.
Illustrative example
Under a 30% quota share, a covered OMR 1m loss is shared OMR 300k to the reinsurer before contract adjustments.
Programme questions
- Ceding commission
- Profit commission
- Portfolio scope and loss participation
Educational overview only. Reinsurance effect depends on the complete contract, programme structure, accounting basis, law, facts, and counterparties. The original insurer normally remains responsible to its policyholder.