Sue and Labour

Addresses reasonable measures taken to avert or minimise an insured marine loss.

Meaning

Addresses reasonable measures taken to avert or minimise an insured marine loss.

Why insurers use it

To encourage prompt loss mitigation while defining recoverable preservation expenses.

Effect on coverage

Expenses must generally relate to an insured peril and cannot be assumed to cover ordinary operating or delay costs.

Illustrative example

Cargo is moved to secure storage after a vessel casualty threatens further water damage.

Claim consequence

Reasonable mitigation may be recoverable, but commercial rerouting or delay expense may fall outside the clause.

What the insured should negotiate or check

Check insured peril connection, reasonableness, notice, insurer directions, evidence, and interaction with the sum insured.

Policy-wording boundary: This is educational analysis. Confirm the complete policy, schedule, endorsements, applicable law, and written insurer position for any specific placement or claim.